Need an appraisal in Quincy or Norfolk County?
Here are the top 7 reasons why Massachusetts homeowners order from D.C. Appraisal Service:
At D.C. Appraisal Service, we understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at D.C. Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in a region that is declining. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from D.C. Appraisal Service is your #1 weapon when contesting your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping homeowners just like you do away with unnecessary PMI insurance.
Recently got a freeze to your HELOC?If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. D.C. Appraisal Service can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from D.C. Appraisal Service can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.